Life happens—we get it. At Bridge City Auto Sales, we specialize in helping credit-challenged drivers get approved and back on the road quickly. Whether you’ve had past financial setbacks or you’re just getting started, we make credit easy with fast, discreet approvals and flexible financing options.
We work with over 30 banks, credit unions, and subprime lenders to secure the best possible terms.
Our finance team has experience handling all types of credit situations—with the expertise and compassion to help you move forward.
Quick, hassle-free applications and fast approvals so you can drive away in the car you deserve.
First-Time Buyers
No Credit or Low Credit
Bad Credit or Bankruptcy (Chapter 7 or 13)
Divorce or Foreclosure
Medical & Student Debt
Past Repos or Liens
ITIN Financing
Limited or Fixed Income (Social Security, Disability)
Self-Employment
Explore the most common questions about credit approval, down payments, interest rates, and more—so you can feel confident every step of the way.
Yes! Self-employment usually isn’t a problem—we work with lenders that accommodate all kinds of income.
We work with these situations every day. Our team has 20+ years of experience helping customers rebuild credit after major setbacks.
In many cases, yes. Several of our lenders offer programs with low or no down payment depending on your qualifications.
Absolutely. We have lending partners that welcome fixed-income customers.
Minimum income varies by lender, but we’ll help you find a match based on your situation.
Yes! We have dedicated programs for first-time buyers with no credit history.
We work directly with lenders to help overcome negative equity and structure a deal that works for you.